Large Retired

Large Retired

If you are so fortunate to be offered early retirement, take it without hesitation. Why? Because of the aging component of retirement. Retire while you can and enjoy retirement longer.

Offering early retirement is a popular way for corporations to cut overall costs.

I first heard of early retirement offers 20 to 30 years ago...when I was working...for myself, no one from HR made any presentation to me. To folks in their 50's they had a choice of around 50% of their retirement income at 65, with a cash kicker for every year of service.

Some of the folks that I knew, with no kids at home, college over with, actually agonized over this decision. The reasons they gave for not grabbing this offer were:

1) All I have done is work, what will I do?...their self-image was identified with what they did at work. If this is you, it is important to retire to something and not just away from work. Take the time to make a list of what you want to do in retirement. Of all the reasons for not taking early retirement, this group was the saddest.

2) I need my salary to meet my expenses. Folks never consider spending less when they are retired...they can and should. Buy that RV and take off, you will soon realize that you do not need that big house...your stuff is costing you money. Retiring and spending less is a reality not considered by most folks. You can do it.

3) I only have 8 years to 65...I am going to wait. They are going to wait, become less healthy, pick up infirmities, if do not already have them, and have less years to enjoy retirement. One study of a large corporation retirees showed that people that retired from that company at 50 lived to be 86. Personnel that retired at 65 lived an average of 18 months. If that study has the slightest bit of validity, you can see why early retirement makes sense.

If offered do not hesitate, based upon the above studies and reasons given for not accepting the offer; early retirement offers are a great opportunity to enjoy retirement for many more years.

Early retirement Gary Pierce is the webmaster of http://www.frugal-retirement-living.com he retired early at 49, he is still retired at 64. He has experience in lifestyles that are both fulfilling and frugal.. It is 2009 and many are wondering if they can ever retire. Don't give up until you check out this website. Enjoy.

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