Merry Makers

Merry Makers

Christian Financial Planning: What's The Difference?

What is Financial Planning?

Financial planning is similar with budgeting in terms of objectives – to produce positive cashflow by either increasing the income or reducing the expense through various interventions.  Their only differences is in terms of scope.  Budgeting is short to medium term and covers from the daily to the monthly allocation of assets and the management of liabilities.  While Financial planning is medium to long to lifetime and encompasses from the bi-annual to an entire lifetime.  A budget deals with the everyday financial scenario while a financial plan directs the assets and liabilities to achieve a more abundant status.  In short, this plan is about making and keeping you rich and wealthy.

What is Christian Financial Planning?

This type of financial planning is basically the utilization of Christian ethics in the conduct of financial planning.  Like in the scriptures, God has made clear that those who stay awake and stand guard against trials will be easily spared.  Builders are also told to plan their constructions as to avoid shortage in materials.  Kings are also warned against fighting a war in which they are heavily outnumbered and disadvantaged.  Christian Financial Planning also entails the application of timeless Christian morals like honesty, humility, unselfishness, concern for the poor, unworldly conduct, stewardship and Christ-centeredness.

Why Christian Financial Planning?

Well, why not?  If you are a devout Christian or knew someone who is, you will notice how Christians properly conduct and deal their finances.  They do it with the outmost devotion to God as a form of service to His beloved people.  Christians also humbly regard themselves as mere stewards of the wealth that they currently possess.  They are therefore generous in sharing and growing this abundance with others.  In effect, a Christian financial plan is a plan of prosperity and generosity.

What does Planning for the Flood and Preparing for the Times Mean?

Just like the Great Flood in Noah's time, big challenges that can leave us crippled are just around the corner waiting to happen.  It's no longer a question of what but when.  Noah planned and prepared for the Great Flood while the rest of humanity laughed and mocked at him.  When the 40 days and night of rain drowned the merry-makers, they weren't amused.  Just like time and again, the people have been warned to build their "arks" of savings and nest eggs.  This  financial planning means building your finances for the hard times ahead while observing Christian virtues.

What are the Benefits of  Christian Financial Planning?

This financial planning is advantageous in these times because it eliminates the need to circumvent public welfare when gaining or preserving wealth.  By having a Christ-centered financial plan you will be free from the worries of the law of man or God.  Your righteous wealth plan will be above scrutiny and you will be blessed with an honest and bountiful harvest.  It will honor the Lord and you will partake in His works.  Another hallmark of this financial planning is accountability for your decisions, actions and the results.  As a Christian, you are ultimately responsible for yourself and you will answer to God who will weigh your scale.  By being accepting of the consequences, we are now in a much better position to improve our lives.

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About the Author

Katy Glance is the article writer of Christian Financial Planning.

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